If you dream of spending your weekends relaxing on the water, you might consider buying a boat. You may use your boat frequently right after you buy it, but there’s a good chance that as time goes on, you’ll use it less and less. One reason for this is the cost. There are so many hidden costs that come with a boat, from docking to insurance, taxes and a boat trailer, or winterizing if you’re in a cold climate. Plus, unless you live somewhere tropical, you’ll really only be able to use the boat about four months of the year. When it’s cold outside, you’ll have to pay for off-season storage too. A boat may be fun for the first month or so after you buy it, but after that, it will mostly just be a headache.