9) Move to a Lower-Cost Area
If you live in an area where housing costs are typically high, consider moving to a similar area where the costs are lower. For example, let’s say you live in New York City, and while you like it there, you don’t want to keep paying such high costs. Then, you could try moving to Philadelphia. According to Nerd Wallet, the cost of living is 46 percent lower in Philadelphia than New York City. Or, you could try living somewhere completely new. If you’ve lived in the city your whole life, maybe see if you like small-town living. If you’re unsure if this will be right for you, consider simply renting a place for a year. Then, if you dislike it, you can move back to your old area or a similar city that’s more affordable.