6) Research Cash Back Credit Cards
If your credit score allows you to shop around a little bit, do some research on cash back credit cards. This is a tried and true way to earn money, points, or bonuses for your spending. The Capital One Quicksilver card is perfect for those who don’t want to worry about making sure their spending’s fit into certain categories. This card gives customers 1.5% cash back on every purchase, regardless of where you shop or what you buy. Another perk of this card (and way to get cash in your hand) is the $150 bonus awarded if you spend $500 within the first three months of opening the credit card. Lastly, there’s no interest for the first 15 months so making prompt payments and getting that balance down to $0 is even easier. Other cards with similar cash back plans include Discover It Cash Back and Wells Fargo Cash Wise Visa.
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