9 Ways To Get Cash From Banks and Credit Cards

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8) Take a Cash Advance

Did you know that you can borrow against your credit card’s limit? It’s generally not recommended, but if you’re in a pinch and you need cash fast, you can use your credit card at an ATM to withdraw money. The amount you can withdraw depends on the card terms, but it’s typically less than your credit limit. Remember that a credit card cash advance comes with a few drawbacks. It should really only be used in an emergency. First, the interest rate on the money you take is usually high and starts accruing immediately after the withdrawal. Many creditors also charge a 5% fee or more for cash advances, so tack that onto the bill as well. And don’t forget about the fee for using the ATM in the first place. While this is a way to get cash, it should be used as a last resort.[adrotate group=”3″]

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