9 Reasons You May Never Retire

 5) Your Investment Portfolio Under-performs

Investing in the stock market or bond market may not produce the kind of generous returns needed to fund a nest egg, especially in an unpredictable and oftentimes unreliable market. Many people who did at one time earn robust returns still lost them, for instance, in the 2008 financial crisis. Stocks are an important part of a retirement investment strategy, but make sure you are diversified. As you get closer to retirement, move a larger portion of your funds to more conservative investments, such as conservative bond funds. It’s always good to consult with an experienced financial person when making decisions on how to invest your retirement funds.