6) Open a Savings Account!
If you only have a checking account, with most likely a debit card linked to it, it’s time to open a savings account. It’s easy to whip out that debit card on impulse, but difficult to put the money back. If you keep your savings separate, and don’t connect it to your checking account, you won’t be tempted to spend as much. Don’t be overwhelmed at the prospect of saving money. Start small and work your way up. If you do it incrementally, you’ll adjust to having less in your pocket more easily. Once you get in the habit, it will become routine just like anything else you do regularly. Before you know it, you’ll be in the mode of saving and have some peace of mind that you have something for a rainy day or unexpected event.[adrotate group=”3″]