8) Cut Expenses and Save More
You may be approaching retirement or it may be years away, however, saving more money now will always help you be better prepared. Do not go just go putting all of your money into savings, but be putting some money into savings at least. Also, find new ways to cut your expenses so you can have more money in savings and leisurely expenses. A great place to start is with your bills. Maybe you do not need cable, or need to eat out every other night, or need the lights on when you leave the house. Cutting down on simple things like these can help make your retirement dreams become a reality. Other ways you can cut down cost would be to grow your own vegetables/fruit, cut down on leisurely outings, etc.