4) Use Cash, Not Card
Who carries cash anymore? While it’s much easier and more convenient to swipe your credit or debit card, it also gives you the feeling of an unlimited budget. This is the feeling you want to avoid. Knowing you have a bunch of money on your card makes it easier to stray. Instead, draw up your budget and figure how much monthly grocery money you need. Divide that amount by the number of times you go to the store and separate the cash. You can even use envelopes to store each little bundle. Grab one of these envelopes every time you go to the grocery store. It may even be a good idea to leave any credit or debit card at home to make it easier to resist the temptation to overspend. When all you’ve got is the cash in your wallet, you’ll certainly become a much savvier shopper.
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