A particularly important consideration for older people is having health insurance in case they sustain an injury or ailment which requires medical attention. If you retire before the age of 65, you will not receive Medicare coverage, so you will need to obtain health care another way. Buying individual health insurance can easily be a major expense, especially if you do not have a regular income. For many people, returning to work is thus a viable, and in many cases better, option. Many jobs have insurance benefits in addition to providing a means of earning income. Therefore, someone who is looking to return to work for this purpose should research different companies to find out which ones are the best fit job-wise and offer the best benefits.